Terms of Service

Welcome to LOA Property. These Terms of Service constitute a legally binding agreement between you, whether personally or on behalf of an entity, and Loa Property Development Inc., a corporation organized under the laws of Canada, having its registered office at 13 Barnstone Drive, Ottawa, Ontario, K2G 6X2, Canada. By accessing or using our website located at https://www.loaproperty.lat, or by engaging with any of our integrated property systems, real estate data analytics platforms, consulting services, or other related offerings, you agree to be bound by these terms in their entirety. If you do not agree to every provision set forth herein, you are expressly prohibited from using our services and must discontinue access immediately.

1. Acceptance of Terms

By accessing, browsing, registering for, or otherwise using this website and any associated services provided by LOA Property Development Inc., you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Service and all applicable laws and regulations. These terms apply to all visitors, users, clients, and others who access or use our services. You represent and warrant that you are at least eighteen years of age and possess the legal capacity to enter into a binding agreement. If you are using the services on behalf of an organization or entity, you further represent that you have the authority to bind that organization to these terms, in which case the terms you and your shall refer to such organization.

Your continued use of the website and services following the posting of any revised terms constitutes your acceptance of those changes. We encourage you to review these Terms of Service periodically. The date of the most recent revision is identified at the top of this page.

2. Description of Services

LOA Property Development Inc. provides integrated property systems design, real estate data analytics, computer integrated systems consulting, property development advisory services, and related technology solutions within the Computer Systems Design and Related Services and Professional, Scientific, and Technical Services sectors. Our services encompass but are not limited to the following:

• Property Systems Integration: Design, development, and deployment of custom integrated computer systems that combine hardware and software components to streamline property management operations, automate workflows, and enhance data-driven decision-making across residential and commercial property portfolios.
• Real Estate Data Analytics: Advanced analytical modeling, market trend assessment, property valuation analysis, predictive intelligence reporting, and data visualization platforms tailored to the requirements of developers, investors, and property managers.
• Development Consulting: Technology-driven advisory services covering feasibility studies, system requirements analysis, integrated design frameworks, vendor selection, and implementation oversight for ground-up and renovation development projects.
• Technical Support and Maintenance: Ongoing system monitoring, performance optimization, security patching, and technical support for deployed property technology solutions.

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time, with or without notice, without incurring liability to you or any third party.

3. User Obligations and Acceptable Conduct

As a condition of your use of our website and services, you agree to comply with all applicable local, provincial, national, and international laws and regulations. You further agree that you will not, under any circumstances, engage in any of the following prohibited activities:

• Using the website or services for any unlawful purpose or in furtherance of illegal activities.
• Uploading, transmitting, or distributing any malicious code, viruses, worms, Trojan horses, ransomware, spyware, or other harmful software components.
• Attempting to gain unauthorized access to, interfere with, damage, or disrupt any part of the website, the servers on which it is hosted, or any server, computer, or database connected to our services.
• Engaging in any automated use of the system, including the use of bots, scrapers, spiders, or other data mining or data extraction tools, except as may be permitted by standard search engine indexing protocols.
• Attempting to bypass, disable, or circumvent any security features, authentication measures, or access restrictions we have implemented.
• Impersonating any person or entity, misrepresenting your affiliation with any person or entity, or providing false or misleading information in any communication with us.
• Using the website or services to harass, abuse, defame, stalk, threaten, or otherwise violate the legal rights of others.
• Reproducing, duplicating, copying, selling, reselling, or otherwise exploiting any portion of the services for any commercial purpose without our express prior written consent.

We reserve the right to terminate or suspend your access to our services immediately, without prior notice or liability, if we determine, in our sole discretion, that you have violated any of these prohibited uses.

3.1 Account Registration and Security

Where access to certain features of our services requires account registration, you agree to provide accurate, current, and complete information during the registration process and to update such information promptly to keep it accurate and complete. You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account or any other breach of security. LOA Property Development Inc. shall not be liable for any loss or damage arising from your failure to comply with these security obligations.

4. Intellectual Property Rights

Unless otherwise expressly indicated, all content, materials, and intellectual property made available through our website and services are the exclusive property of LOA Property Development Inc., its licensors, or other third-party content providers and are protected by Canadian and international copyright, trademark, patent, trade secret, and other intellectual property and proprietary rights laws. This includes but is not limited to the following:

• Website Content: All text, graphics, logos, icons, images, audio clips, video clips, digital downloads, data compilations, page layouts, and software code comprising the website.
• Brand Assets: The name LOA Property, the LOA Property Development Inc. corporate name, all related logos, service marks, trade dress, slogans, and domain names, whether registered or unregistered.
• Systems and Methodologies: All proprietary software, algorithms, analytical models, system architectures, frameworks, processes, databases, technical documentation, and trade secrets developed or utilized in the delivery of our services.
• Deliverables: All reports, analyses, designs, specifications, recommendations, custom software, configurations, and other work product produced for clients in the course of service engagements, subject to the terms of individual project agreements.

You are granted a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the website and its content for your personal or internal business purposes, strictly in accordance with these Terms of Service. This license does not include any right to modify, reproduce, distribute, create derivative works from, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website except as expressly permitted. No other use is permitted without the prior written consent of LOA Property Development Inc. or the applicable rights holder.

5. Fees, Payment, and Billing

Certain services offered by LOA Property Development Inc. are subject to fees as set forth in individual service agreements, statements of work, or project proposals executed between the parties. All fees are quoted and payable in Canadian Dollars unless otherwise specified in writing. The following payment terms apply to all fee-based engagements:

• Payment is due within thirty calendar days from the date of invoice unless alternative terms are specified in the applicable service agreement.
• All fees are exclusive of applicable federal, provincial, and local taxes, including Goods and Services Tax and Harmonized Sales Tax where applicable, which shall be your responsibility to pay in addition to the stated fees.
• Late payments shall accrue interest at the rate of one and one-half percent per month, or the maximum rate permitted by applicable law, whichever is lower, calculated from the due date until the date of actual payment.
• We reserve the right to suspend or terminate services in the event of non-payment after providing reasonable notice to you.
• All payments made are non-refundable unless otherwise expressly agreed in writing or required by applicable law.
• You are responsible for all charges incurred under your account, including any unauthorized charges made before you have notified us of a security breach.

6. Confidentiality

In the course of our business relationship, each party may disclose or make available to the other party information that is confidential or proprietary in nature. Confidential Information means any information or materials, in whatever form, that the disclosing party identifies as confidential at the time of disclosure or that, given the nature of the information and the circumstances of disclosure, the receiving party should reasonably understand to be confidential. Confidential Information includes but is not limited to business plans, financial data, customer and supplier information, technical specifications, software source code, analytical methodologies, system architectures, trade secrets, and any other non-public information of commercial value.

Each party agrees to hold the other party's Confidential Information in strict confidence, to use such information solely for the purpose of performing obligations or exercising rights under these Terms of Service and applicable service agreements, and to disclose such information only to those employees, contractors, and professional advisors who have a need to know and are bound by confidentiality obligations at least as protective as those contained herein. These obligations shall survive the termination of these terms for a period of five years or, in the case of trade secrets, indefinitely.

7. Disclaimers and Limitation of Liability

7.1 Disclaimer of Warranties

To the maximum extent permitted by applicable law, the website and all services are provided on an as is and as available basis, without warranties of any kind, either express or implied. LOA Property Development Inc. expressly disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, and those arising from course of dealing, course of performance, or usage of trade. We do not warrant that the website or services will be uninterrupted, error-free, secure, or free of viruses or other harmful components, or that any defects or errors will be corrected.

7.2 Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall LOA Property Development Inc., its directors, officers, employees, agents, affiliates, successors, or assigns be liable to you or any third party for any indirect, incidental, special, consequential, exemplary, punitive, or enhanced damages of any kind, including but not limited to loss of profits, loss of revenue, loss of data, loss of goodwill, business interruption, cost of procurement of substitute services, or any other damages or losses, arising out of or in connection with your use of or inability to use the website or services, whether based on contract, tort (including negligence), strict liability, or any other legal theory, even if we have been advised of the possibility of such damages and notwithstanding the failure of any agreed or other remedy of its essential purpose.

Without limiting the generality of the foregoing, the aggregate liability of LOA Property Development Inc. for all claims arising out of or relating to these Terms of Service or the use of our website and services shall not exceed the greater of the total fees actually paid by you to us in the twelve-month period immediately preceding the event giving rise to the claim, or one hundred Canadian Dollars. The existence of more than one claim shall not enlarge this limit. Some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities for consequential or incidental damages, so the above limitations may not apply to you to the extent prohibited by law.

8. Indemnification

You agree to defend, indemnify, and hold harmless LOA Property Development Inc., its parent companies, subsidiaries, affiliates, and each of their respective directors, officers, employees, agents, contractors, licensors, suppliers, successors, and assigns from and against any and all claims, demands, actions, suits, proceedings, damages, losses, liabilities, judgments, settlements, interest, penalties, fines, costs, and expenses of whatever kind, including reasonable legal and accounting fees, arising out of or relating to:

• Your breach of any representation, warranty, or obligation set forth in these Terms of Service.
• Your use of the website or services in a manner not authorized by these terms.
• Your violation of any applicable law, rule, or regulation.
• Your infringement, misappropriation, or violation of any intellectual property, privacy, publicity, or other proprietary right of any third party.
• Any negligent, reckless, or intentionally wrongful act or omission by you or any person acting on your behalf.

We reserve the right, at your expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate with our defense of such claim. You shall not, in any event, settle any claim without our prior written consent.

9. Termination

These Terms of Service shall remain in full force and effect while you use our website or any services. We may terminate or suspend your access to our website and services, in whole or in part, at any time, with or without cause, and with or without notice, effective immediately. Causes for termination include but are not limited to: breach of any provision of these terms, engagement in any prohibited conduct, violation of applicable laws, prolonged inactivity, non-payment of fees, a request by law enforcement or other government agency, unexpected technical or security issues, or discontinuance or material modification of the services.

Upon termination, your right to use the website and services shall cease immediately. All provisions of these terms which by their nature should survive termination shall survive, including without limitation ownership provisions, warranty disclaimers, limitations of liability, indemnification obligations, confidentiality obligations, and governing law provisions. Termination of your access shall not relieve you of any obligation to pay fees or other amounts accrued or owing to us prior to the effective date of termination.

10. Third-Party Links and Resources

Our website may contain links to third-party websites, applications, or services that are not owned or controlled by LOA Property Development Inc. We have no control over, and assume no responsibility for, the content, privacy policies, terms of use, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such third-party websites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

11. Governing Law and Dispute Resolution

11.1 Governing Law

These Terms of Service and any dispute or claim arising out of or in connection with them or their subject matter, whether contractual or non-contractual, shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. The United Nations Convention on Contracts for the International Sale of Goods shall not apply to this agreement.

11.2 Dispute Resolution

Any dispute, claim, or controversy arising out of or relating to these Terms of Service, or the breach, termination, enforcement, interpretation, or validity thereof, shall first be attempted to be resolved through informal, good-faith negotiations between the parties. If a dispute cannot be resolved through negotiation within a period of sixty calendar days from the date one party notifies the other in writing of the existence of the dispute, the dispute shall be submitted to binding arbitration administered in accordance with the Arbitration Act of Ontario. The arbitration shall be conducted in Ottawa, Ontario, in the English language, before a single arbitrator mutually agreed upon by the parties or, failing agreement, appointed by a court of competent jurisdiction. The decision of the arbitrator shall be final and binding and may be enforced in any court of competent jurisdiction.

Notwithstanding the foregoing, each party retains the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of its intellectual property rights, trade secrets, or confidential information, without the necessity of posting bond or proving actual damages.

11.3 Class Action Waiver

To the fullest extent permitted by applicable law, you agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. You hereby waive any right to participate in a class action lawsuit or class-wide arbitration against LOA Property Development Inc.

12. Changes to Terms of Service

We reserve the right, in our sole discretion, to modify, amend, or replace these Terms of Service at any time. When we make material changes, we will provide reasonable notice by posting the updated terms on this page and updating the Last Updated date at the top of the page. We may also, at our discretion, notify you of significant changes through the email address associated with your account or through a prominent notice on our website home page. The revised terms shall become effective immediately upon posting unless otherwise specified.

By continuing to access or use our website and services after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you must discontinue use of the website and services and, where applicable, close your account. It is your responsibility to review these Terms of Service periodically for changes. Your persistence in using the site after any modification constitutes your acceptance of the modified terms.

13. General Provisions

13.1 Entire Agreement

These Terms of Service, together with our Privacy Policy and any applicable service agreements, statements of work, or project proposals executed between the parties, constitute the entire agreement between you and LOA Property Development Inc. regarding the use of our website and services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, with respect to the subject matter hereof.

13.2 Severability

If any provision of these Terms of Service is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable, or if modification is not possible, severed from these terms while the remaining provisions shall continue in full force and effect. The invalidity of any provision shall not affect the validity and enforceability of any other provision.

13.3 Waiver

No waiver of any term or condition set forth in these Terms of Service shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure by LOA Property Development Inc. to assert a right or provision under these terms shall not constitute a waiver of such right or provision. A waiver of any breach is not a waiver of any subsequent breach.

13.4 Assignment

You may not assign, transfer, or delegate any of your rights or obligations under these Terms of Service without our prior written consent. Any attempted assignment in violation of this provision shall be null and void. LOA Property Development Inc. may freely assign or transfer these terms and its rights and obligations hereunder, in whole or in part, without restriction or prior notice, including in connection with a merger, acquisition, corporate reorganization, or sale of all or substantially all of its assets.

13.5 Force Majeure

Neither party shall be liable for any failure or delay in performance of its obligations under these terms arising out of or caused, directly or indirectly, by circumstances beyond its reasonable control, including but not limited to acts of God, earthquakes, fires, floods, wars, civil disturbances, acts of terrorism, governmental actions, embargoes, epidemics, pandemics, labor disputes, failure of third-party telecommunications or hosting providers, or denial of service attacks.

13.6 Notices

All notices permitted or required under these Terms of Service shall be in writing and delivered by email or first-class mail. Notices to LOA Property Development Inc. shall be sent to help@loaproperty.lat or to our registered office address at 13 Barnstone Drive, Ottawa, Ontario, K2G 6X2, Canada. Notices to you may be sent to the email address or physical address you have provided to us or through a general notification on our website. Notice shall be deemed effective upon confirmed delivery by email, or three business days after mailing by first-class post.

13.7 Relationship of the Parties

Nothing in these Terms of Service shall be deemed to create a partnership, joint venture, agency, franchise, or employment relationship between you and LOA Property Development Inc. You have no authority to make or accept any offers or representations on our behalf, and neither party is an agent or legal representative of the other for any purpose whatsoever.

14. Contact Information

If you have any questions, concerns, or comments regarding these Terms of Service, or if you wish to report a violation of these terms, please contact us immediately. We take all inquiries seriously and will endeavor to respond promptly.